Individual Retirement Accounts

Individual Retirement Accounts (IRA's) were originally designed as a plan set up for the benefit of a person to save for retirement. Although IRA's are an excellent tool for retirement, the original design has been expanded to also allow saving for education, medical expenses, or a first-time home purchase. Unlike most investments, depending on the type of IRA you choose, contributions may be tax deductible and will grow either tax-deferred or tax-free.

We offer Traditional and Roth IRA's. All of our accounts offer:

No Set-Up Fee
No Annual Fee
$1,000.00 Minimum Opening Deposit
Fixed Rate and Variable Rate C/D Investments
Penalty For Early Withdrawal
FDIC Insured

It is important that you discuss your retirement needs with your tax advisor. When you determine which plan is right for you, contact a customer service representative to establish your IRA.

Click here to check rates. For rates on accounts greater than $100,000, please call one of our customer service representatives.