|
CERTIFICATES OF DEPOSIT & INDIVIDUAL RETIREMENT ACCOUNTS
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|---|
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Term
|
Minimum Opening Deposit
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Minimum Balance to Obtain APY
|
Interest Rate
|
* APY
|
|
3 Month CD / IRAa
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$1,000
|
$1,000
|
0.15%
|
0.15%
|
|
6 Month CD / IRAa
|
$1,000
|
$1,000
|
0.25%
|
0.25%
|
|
12 Month CD / IRAa
|
$1,000
|
$1,000
|
0.30%
|
0.30%
|
|
18 Month CD / IRAa
|
$1,000
|
$1,000
|
0.40%
|
0.40%
|
|
24 Month CD / IRAa
|
$1,000
|
$1,000
|
0.60%
|
0.60%
|
|
30 Month CD / IRAa
|
$1,000
|
$1,000
|
0.65%
|
0.65%
|
|
36 Month CD / IRAa
|
$1,000
|
$1,000
|
0.70%
|
0.70%
|
|
48 Month CD / IRAa
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$1,000
|
$1,000
|
1.05%
|
1.05%
|
|
60 Month CD / IRAa
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$1,000
|
$1,000
|
1.24%
|
1.25%
|
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MONEY MARKET ACCOUNTS
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|---|
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Term
|
Minimum Opening Deposit
|
Minimum Balance to Obtain APY
|
* APY
|
|
Bronzeb, c, d
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$0 - 8,999.99
|
0.05%
|
0.05%
|
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Silverb, c, d
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$9,000 - 24,999.99
|
0.10%
|
0.10%
|
|
Goldb, c, d
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$25,000 - 49,999.99
|
0.15%
|
0.15%
|
|
Platinumb, c, d
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$50,000 and up
|
0.20%
|
0.20%
|
|
Call (785) 838-9704 for specials
All APY's are accurate as of April 24, 2013
- *APY = Annual Percentage Yield
- aA penalty may be imposed for early withdrawal.
- bThe interest rate and annual percentage yield may change after account opening.
- cDaily balance. The amount of the principal in the account each day.
- dFees may reduce earnings.
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